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LOUISIANA A ATTORNEY OR TITLE AGENT CLOSING STATE.
Either Investor Friendly attorneys or Investor Friendly title agents may conduct closings, but a notary must authenticate the documentation.
Conveyance is by warranty deed or by act of sale. Mortgages are the security instruments generally used in commercial transactions, while vendor’s liens and seller’s privileges are used in other purchase money situations.
Foreclosures are swift (60 days) and sure (no right of redemption). Successful foreclosure sale bidders receive an adjudication from the sheriff.
Louisianans use ALTA owner’s and lender’s policies and endorsements.
Buyers generally pay the title insurance and closing costs.
There are no mortgage or transfer taxes.
Property tax payment dates vary from parish to parish (parishes are like counties).
Louisiana is a community-property state.
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