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INDIANA A TITLE COMPANY. LENDER OR ATTORNEY CLOSING STATE
Investor Friendly Title companies, Investor Friendly lenders, Investor Friendly real estate agents, and Investor Friendly attorneys handle closings.
Conveyance is by warranty deed. Mortgages are the customary security instruments.
Judicial foreclosures are required; execution of judgments varies from 3 months after filing of the complaint in cases involving mortgages drawn up since July 1, 1975, to 6 months for those drawn up between January 1, 1958, and July 1, 1975, to 12 months for those drawn up before that. Immediately following the execution sale, the highest bidder receives a sheriff’s deed.
Hoosiers use ALTA policies and certain endorsements.
Buyers usually pay closing costs and the lender’s title insurance costs, while sellers pay for the owner’s policy.
There are no documentary, mortgage, or transfer taxes.
Property taxes fall due on May 10th and November 10th.
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