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ARIZONA A TITLE COMPANY/ATTORNEY STATE
Investor Friendly Title companies and Investor Friendly title agents both handle closings.
Conveyance is by warranty deed. Whereas deeds of trust are the security instruments most often used, mortgages and “agreements for sale” are used approximately 20% of the time.
Foreclosure depends upon the security instrument. For deeds of trust, the foreclosure process takes about 91 days. Arizonans use ALTA owner’s and lender’s policies, standard or extended, with standard endorsements.
The seller customarily pays for the owner’s policy, and the buyer pays for the lender’s policy. They split escrow costs otherwise. There are no documentary, transfer, or mortgage taxes.
The first property tax installment is due October 1st and delinquent November 1st; the second half is due March 1st and delinquent May 1st.
Arizona is a community-property state.
AMAZON
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