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South Carolina
SOUTH CAROLINA IS AN ATTORNEY STATE
Attorneys customarily handle closings.
Conveyance is by warranty deed. Mortgages are most often the security instruments.
Foreclosures are judicial and take 3-5 months depending on court schedules. Foreclosure sales take place on the first Monday of every month following publication of notice once a week for 3 consecutive weeks.
South Carolinians use owner’s and lender’s ALTA policies and endorsements.
Buyers pay closing costs, title insurance premiums, and state mortgage taxes; sellers pay the transfer taxes.
Property tax payment dates vary across the state from September 15 to December 31.
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