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PENNSYLVANIA IS A TITLE COMPANY AND ATTORNEY CLOSING STATE

Investor Friendly Title companies, real estate agents, and approved Investor Friendly attorneys may handle closings.

Conveyance is by special or general warranty deed. Mortgages are the security instruments.

Foreclosures take 1-6 months from filing through judgment plus another 2 months or more from judgment through sale. State law restricts aliens in owning real property with respect to acreage and income and includes special restrictions affecting farmland.

Pennsylvanians use ALTA owner’s, lender’s, and leasehold policies.

Buyers pay closing costs and title insurance fees; buyers and sellers split the transfer taxes.

Property tax payment dates differ across the state.