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OHIO IS A TITLE COMPANY CLOSING STATE

Investor Friendly Title companies and lenders handle closings.

Conveyance is by warranty deed.

Dower rights require that all documents involving a married person must be executed by both spouses.

Mortgages are the security instruments. Judicial foreclosures, the only kind allowed, require about 6-12 months.

People in Ohio use ALTA policies; they get a commitment at closing and a policy following the recording of documents.

Buyers and sellers negotiate who’s going to pay closing costs and title insurance premiums, but sellers pay the transfer taxes.

Property tax payment dates vary throughout the state.