Hard Money Loans
For Real Estate Investors!

Hard-Money-Loans

Investor Lending Programs

As a national lender, our team of experienced real estate investors supports you in achieving your financing needs. We have built our technology to make the experience of obtaining a loan as predictable and fast as funding investments with cash.

Fix and Flip

Construction
Bank Statement
Rental Portfolios
Rental Properties
Short-Term Rental

This is not a commitment to lend. Restrictions may apply. Certain
Lending, Inc. reserves the right to amend mortgage interest rates, fees, and guidelines at its sole discretion.

This is not an advertisement to extend to consumer credit as defined by Regulation Z, Section 1026.2.

Finance up to 92.5% loan to cost Single-family & multifamily properties, No Prepayment Penalties, Close in as little as 5 business days.

Bridge

Finance up to 75% loan to value, 65% for cash-out, Single-family & multifamily properties, No Prepayment Penalties, Multi-year bridge loan.

Construction

Finance up to 85% loan to cost, 65% of the value after completion, Single-family, townhomes, and ADUs, No Prepayment Penalties, Draws fund in as little as 1 business day.

Short-Term Rental

Finance up to 75% loan to value, 70% for cash-out Single-family & multifamily properties, Low or No Prepayment Penalty options, Must be listed on Airbnb, VRBO, or similar site

Rental Properties

Finance up to 80% loan to value, 75% for cash-out, Single-family & multifamily properties, Low or No Prepayment Penalty options,
Minimum DSCR 0.75

Rental Portfolios

Finance up to 75% loan to value; 70% for cash-out, Single-family & multifamily properties, Low or No Prepayment Penalty options, Minimum of 3 properties.

Bank Statement

Finance up to 80% loan to value, 75% for cash-out 30-year term with competitive pricing, Low or No Prepayment Penalty options, Qualify based on Bank Statement Analysis

GET INVESTOR FRIENDLY HARD MONEY LOAN
FOR YOUR NEXT DEAL!

Start the application process online
(usually 48 hour turn around weekend excluded)

Important disclosures. Certain Lending, Inc. is licensed under the CA Financing Law by the CA Department of Business Regulation, License No.60DBO-87471., by the Division of Financial Regulation of OR as an Oregon Mortgage Lender under License ML-#5707, by the WA Department of Financial Regulations as a WA Mortgage Lender under License CL-1716495, and by the Department of Financial Institutions of Arizona as an Arizona Mortgage Banker under License CBK-1009587. We do not lend in ND, NV, SD, VT and WV. Our NMLS ID is 1716495, and we are an equal opportunity lender. This is not a commitment to lend. Restrictions may apply. Certain Lending, Inc. reserves the right to amend mortgage interest rates, fees, and guidelines at its sole discretion. This is not an advertisement to extend to consumer credit as defined by Regulation Z, Section 1026.2.

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